Under the CMTPL agreement, the damage caused to the pedestrian, the injured driver, passengers and other persons, as well as the damage caused to the property of persons recognized as victims of a traffic accident is reimbursed:

Personal damage:

• Damage to health - up to 3.300.000 AMD
• Salary (income) lost as a result of this - in the amount established by supporting documents
• Death of the victim - 1,000,000 AMD
• The maximum total amount of all insurance payments paid for personal damage caused to all victims of one insured event is up to 33,000,000 drams.

Property damage:

• Damage caused to the car of one injured party - up to 1,800,000 AMD
• Damage caused to other property of one injured party - up to 1,800,000 AMD
• The maximum total amount of insurance reimbursement paid for damage to the car and other property caused to one injured party as a result of one insured event - up to 1,800,000 AMD
• The maximum total amount of insurance reimbursements paid for damage to each car, its trailer, and other property located therein belonging to other injured parties, caused as a result of a single insured event - up to 1,800,000 AMD
• The maximum total amount of insurance reimbursements paid for damage to the cars of all injured parties caused as a result of a single insured event is up to 18,000,000 AMD

Who pays the reimbursement
The injured party receives insurance reimbursement in the insurance company with which he has concluded a CMTPL contract. A person who does not have a CMTPL contract, for example: the owner of a damaged billboard, can submit an application to the insurance company with which the CMTPL contract is signed for any of the cars involved in the accident.

If the amount of damage caused exceeds the specified amounts, the difference is to be paid to the injured party by the liable party.

If you need more detailed information about the procedure for compensation for damage, simply go to the page "Insured Accident".
If you have any questions regarding CMTPL, just call us at +(37412) 88 88 88 and get all the answers!